HOSA Clinical Nursing Assessment 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

Which of the following is a major source of funding for home health care?

Medicaid

Private insurance

Medicare

Medicare is a major source of funding for home health care, which is pivotal for many patients receiving medical services in the comfort of their own homes. This federal program primarily serves individuals who are aged 65 and older, as well as younger individuals with disabilities.

Specifically, Medicare provides coverage for a range of home health services, including skilled nursing care, physical therapy, and home health aide services, making it a crucial financial resource for patients requiring these services. The reimbursement rates and guidelines set by Medicare ensure that home health agencies can provide necessary care while also receiving the funds needed to operate effectively.

While Medicaid also plays a significant role in funding home care for low-income individuals, and private insurance can cover home health services, Medicare remains one of the largest payers, particularly for the elderly population. Out-of-pocket payments are typically used when other forms of insurance do not cover specific services, but relying solely on personal funds can limit access to necessary care for many individuals. Thus, Medicare’s structured program and extensive coverage make it a central component of home health care funding.

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Out-of-pocket payments

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